Why Buy Title Insurance?

Protect your largest investment

You’re finally ready to buy a home. You’ve been saving up for this. But is your investment protected? A home is likely the biggest investment a person will make in their life. It only makes sense to make sure that investment is protected. We insure everything else that’s valuable to us – our life, car, health, etc. For a one-time fee, owner’s title insurance can protect property rights for as long as you own your home.

Reduce Your Risk

When buying a home, there could be hidden issues that arise only after you purchase your home. Purchasing owner’s title insurance is the best way to protect yourself from unforeseeable title issues. Don’t think it will happen to you? Think again. Title claims can include:

  • Unknown heir of a previous owner claiming ownership
  • Pending legal action against the property
  • Outstanding mortgages & judgments
  • Liens against the property due to unpaid taxes

Value of Title Insurance

Owner’s title insurance is a one-time fee. Only one-time! In addition, the cost of title insurance is low relative to the value it provides, typically only costing around 0.5% of the home’s purchase price.1

Cover Your Heirs

As long as you or your heirs own your home, your property is protected through owner’s title insurance. Protect your family’s future by getting owner’s title insurance.

Get Proof Through Industry Research

Studies show that 8 in 10 American home buyers choose to purchase owner’s title insurance.2 If you don’t think you need it, ask friends who have purchased a home. There’s an 80% chance that they chose to buy title insurance.

Attain peace of mind

The first year in a home should be a joyful experience. You shouldn’t be worried about someone knocking on your door and claiming rights to your property. Owner’s title insurance gives you peace of mind, knowing you’re protected from inheriting title issues once you close on the home.

Disclaimer: First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. The information on this site is not, nor is it intended to be, legal advice.

Contact First Choice Title

Contact us today to learn how we can help you with your next real estate transaction.